Our team regularly reads articles from industry peers and trusted resources to stay up to date on financial markets.  We enjoy reading about topics related to economics, investments, current events, and financial planning.

In addition to circulating some of the best pieces internally, we thought our clients, partners, and friends might enjoy reading some of the same articles as us.

Here are recent pieces that our team members have read, along with some commentary on why we found the respective articles interesting.

David Budzisz– Fear of missing out trumps other worries as euphoria grips US stock options traders | Reuters

The article argues the greatest concern for investors in today’s market isn’t tariffs, record highs, or political uncertainty, but rather the “fear of missing out.” Investor sentiment remains strong, as reflected in the elevated demand for call options on individual stocks. Despite periods of sharp volatility and unsettling headlines, markets have performed extremely well throughout 2025. Those who maintained their equity allocations have been rewarded, and many investors are now seeking to build on that success as they head into the fourth quarter of 2025.

Ben Bremen – New Bill Would Codify Trump Alts in 401(k)s EO

The article discusses the Retirement Investment Choice Act which would make it easier for 401(k)s to include private equity, private credit, and real estate. It could open private markets to everyday investors, something many of our clients already participate in, as we’ve long incorporated these tools into portfolios for greater diversification seeking long-term growth.^[1]

Tom Buhrmann – Evergreen Private Equity for the Long Run

This is an insightful article about the evolution of private equity fund structures. The changing landscape is broadening access and allowing for more investor-friendly structures.  

Andrew Cohn – 5 Key Questions (and Answers) on New Roth Catch-Up Contribution Regulations

Roth catch-up is coming! Starting January 1, 2026, if you earned more than $145,000 at your current company in 2025, and you’re 50 or older, your catch-up contribution will need to be Roth in 2026. Roth in a 401k is not subject to an earning limit and allows you to contribute money for which you’ve already paid taxes. If you turn 60, 61, 62 or 63 in 2026, you can make a Super Catch Up, which will be 150% of the catch-up limit.

Andrew Denenberg – Why private credit remains a strong opportunity

We have been believers in private credit for many years now, and this article argues that the asset class still offers a compelling risk/return opportunity due to its elevated yields, senior positioning in the capital structure, and diversification across borrowers. While an economic slowdown or persistent high rates could create stress for borrowers (particularly lower-quality borrowers), it’s our belief that private credit can help diversify a portfolio and can potentially generate returns above that of traditional fixed income strategies.^[1]

Michael Garrison – Why the 5% Rule is the New 4% Rule

Many people worry about running out of money in retirement, which can lead them to be overly conservative with their spending. However, new findings from Bill Bengen, the original creator of the 4% rule, suggest that with proper diversification and flexibility, retirees may be able to safely withdraw closer to 5% annually. A post by Nick Maggiulli explores this updated perspective, encouraging retirees to consider enjoying more of their savings while they’re still young and active.

Michael Karmin – 🎂 Happy birthday, bull market

The current bull market just turned 3. This has caused concern for some investors as there is a feeling that this rally must end soon. History shows, however, that bull markets last on average 4.4 years, with some going over a decade. Despite frequent pullbacks, markets often deliver significant gains even in their final year, making it nearly impossible to time their end. The author emphasizes that bull markets often thrive on fear and doubt, and trying to sell too early can cost investors.

A.J. Price – The New Normal of Stock Market Concentration – A Wealth of Common Sense

This article looks at the growing dominance of a few mega-cap stocks and their outsized impact on the market. While it may seem unusual, history shows that market leadership is always evolving, aside from Microsoft, today’s top companies were not leaders a few decades ago. A diversified approach can allow investors to benefit from today’s giants while staying positioned for the next wave of market leaders.

Ruben Rivas – False alarm, real scam: how scammers are stealing older adults’ life savings | Federal Trade Commission

Having witnessed these scams firsthand, it’s crucial to stay vigilant. From fake package texts to calls from “stranded” loved ones, scammers constantly evolve to exploit fear and steal your money.

Merrick Singer – Startups are staying private longer thanks to alternative capital

This article highlights why private markets can be a compelling way to invest. Not only are many companies staying private longer, but they’re also showing solid growth with reduced volatility. This aligns closely with our investment focus, and it is a big reason why we’re excited about opportunities in the private investment space.^[1]

Michael Tuber – The Weirdest Bubble Ever – A Wealth of Common Sense

Recent headlines have raised growing concerns that we may be in the midst of an AI bubble on the brink of bursting. With the lingering scars of the dot-com crash still being felt 25 years later, skepticism is understandable. Despite this, there are valid and compelling reasons driving the surge in AI investment and innovation that should not be discounted. This article takes a closer look at the risks and explores whether the situation is as precarious as some would suggest.

Conclusion:

If you’d like to discuss how the topics in these pieces may apply to your own portfolio, please do not hesitate to reach out to a member of our team.

^[1] Alternative investments are not suitable for all investors. All investment is subject to risk, including the loss of principal. Investors should carefully consider their investment objectives, risk tolerance, and financial situation before investing.

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