For many Americans, retirement represents a milestone goal, a transition into truly embracing freedom in many ways for the first time. It’s a reward for a lifetime of hard work…
A new school year just started for my daughters, Myles and Sawyer. And with this came A LOT of emotions in the Karmin household. There were tears of sadness for…
Humor me for a moment and try to remember accessing the internet in the early 1990s. For me, connecting went something like this: Double checking no one was on the…
I will admit that I am a little bit of a news junkie. In the age of the internet, we are constantly bombarded with stories about anything and everything vying for our limited time and attention, from the “Most Exciting Football Play of the Week” to the “Best Places to Retire.” Even more so, money controls many of our basic human emotions, such as personal security, fear, and greed. With the constant deluge of information coming at us from all directions, how are we supposed to stay up to date with what’s going on in the world AND maintain our long-term investment strategy?
Tax planning may not be the most exciting part of creating a financial plan. But if you want to keep more of your money in your pocket, active tax management is critical.
For instance, let’s say you’re planning on selling your business. While negotiating a good price is important, so is structuring a tax-efficient way to receive the proceeds. Investing these assets strategically post-sale can, in turn, help minimize taxes as you draw down the funds over the years.
At SWP, we believe that active tax management should play a central role in any financial plan. In this article, we’ll outline the key strategies involved in implementing appropriate and effective tax management.
As I mentioned in my article last summer, there are many types of alternative investments. Within this discussion, we created two categories, alternative asset classes and alternative strategies. A subset of alternative strategies is alternative (‘alt’) credit. From where we sit, there are great opportunities presently in the alt credit area. In this piece, I’ll discuss why we like this area of the capital markets.
Background on Investing in Traditional Bonds
When building a portfolio of bonds, investors often seek securities where interest payments are fixed, like a traditional bond, and when there is a specific date that the bond matures. A bond makes the same payment every six months, with the principal being paid at maturity. Investors often take comfort with the defined nature of bonds and especially like them when the credit quality is from an institution like the US federal government or large credit-worthy corporations.
Our team regularly reads articles from industry peers and trusted resources to stay up to date on financial markets. We enjoy reading about topics related to economics, investments, current events, and financial planning.
In addition to circulating some of the best pieces internally, we thought our clients, partners, and friends might enjoy reading some of the same articles as us.
Here are 9 recent pieces that our team members have read, along with some commentary on why we found the respective articles interesting.
As we transition from the first to the second half of the year amidst a positive market but an uncertain economic picture, it’s crucial to adapt your financial approach accordingly. In this article, I outline six different investment and planning topics with high-level considerations to help optimize your financial plan before year-end.
My friend has an aunt who is a widow with two adult sons with very different financial situations. One son recently sold a business for a large sum and has in-laws that are very wealthy and own multiple homes. The other son has a more traditional job and he and his wife provide financial support to her parents. Despite her sons’ different circumstances, this widow feels very strongly that her assets should be divided equally if anything happens to her. That is the best decision for their family.